SPOTLIGHT

FREELANCER'S UNION - UPDATE

Last posting featured this insurance company.  I heard from a few people who are using it and I contact the company directly.  The feedback has been very positive.  See comments and additional info below:

FROM FREELANCER'S UNION:

In California we offer dental, life, and disability insurance as well as retirement.  Because we are not able to offer health insurance outside of the state of New York, we do suggest Golden Rule through United Health Care.  There is information about all of these plans including prices and summary of benefits pdfs on our website.

FOR RESIDENTS OF CALIFORNIA

United Health Care's Golden Rule Insurance Company
Sales: 877.468.0966
Billing and Customer Service: 800.657.8205 

NOTE FROM MEG: I saw an ad on OCTD bus today for Freelancer's Union so I expect there will be more coverage available in CA.

From Elisa Kuhar in NYC:

Saw your note about the Freelancers' Union.  I'm actually a member and have received my health insurance through them for the past few years.  Overall, I've found that it's a good organization with online resources and monthly gatherings for its members.  They also offer discounts for a variety of organizations and job postings.  The health insurance application process is fairly straight forward and easy to complete.  The rates are competitive, although there was an increase from 2008 to 2009 with some increases in the copays, etc.  Freelancers' does offer a variety of health insurance and dental (and life/ disability) insurance so there's a wide range of options.  I believe some of the insurance options are for those outside or NY as well.  Freelancers' also recently started a 401k plan.  I've been generally happy with the organization. 

Freelancers Union is a nonprofit organization that represents the needs of America’s independent workforce though advocacy, information, and service.

Independent workers make up 30% of the nation’s workforce. We are freelancers, consultants, independent contractors, temps, part-timers, contingent employees, and the self-employed. Despite our contribution to America’s economy, we’re often left out of the social safety net. Most freelancers can’t access affordable insurance, are taxed more than traditional employees, and have limited access to protections such as unemployment insurance, retirement plans, and unpaid wage claims.

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